Insurancesathi.comULIP V/S Mutual Funds
• Expenses:In the long run, charges in ULIP are much lower than Mutual funds.
• Tax benefits: ULIP provide benefits under 80c and 10( 10) D.
• Return on Investments: In the long run, ULIP’s deliver better returns than Mutual funds. However this again depends on fund performance.
• Financial Descipline: Since ULIp’s have a longer lockin period, people tend to stay invested for a longer term with ULIP’s than MF’s which will help in achieving long term financial goals.
• Partial Withdrawals: ULIP’s enable partial withdrawals which isnt possible incase of MF’s.
• Loyality additions: This again is an exclusive feature of ULIP’s.
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